Trusted Verification Platform

Verified once.
Trusted everywhere.

Onboarding and customer due diligence, built for Australian businesses.
Ratified turns customer due diligence into a clear, repeatable process. We help you verify a customer once, create a clear verification certificate, and reuse verification later when it’s needed — without asking the customer to repeat the same steps again and again.

Ratified is an onboarding and AML/CTF (Anti-Money Laundering and Counter-Terrorism
Financing) platform built around a simple idea: verify a customer once, create a secure
verification certificate linked to a QR code, and allow other professionals who provide
designated services to rely on that verification when appropriate. Supporting documents can
be shared securely, only when the client gives permission.

Total Clients

Individual

Corporate

Trust

Countries

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The Verification Certificate

Scan the QR code. See the verification details. Make a decision in seconds.

When a customer presents their Ratified verification certificate with QR code, you will see:

A Verification Certificate, showing what was verified, when it was completed, and when it expires.

Optional secure access to supporting documents that were used for the verification and are stored in the secure document vault — only if the customer grants permission and within defined time limits.

So if another professional in the transaction needs the same verification your customer has already completed on Ratified, your customer can share the certificate using a QR code or secure link.

Important note: Ratified supports AML/CTF workflows and evidence. It does not provide legal advice and does not remove your regulatory responsibilities.

WHY RATIFIED

Compliance shouldn’t feel like chasing paperwork.

Many businesses manage compliance through repeated ID checks, scattered records, and manual follow-ups across emails, folders, and spreadsheets. Ratified brings onboarding, verification, monitoring, and audit records into one — so your team can repeat the same compliant process every time.

What Ratified replaces

Repeating the same identity checks with different providers

Compliance records spread across multiple systems or inboxes

Manual work to understand who owns and controls a company or trust

Repeating the same identity checks with different provider

Compliance records spread across multiple systems or inboxes

Manual work to understand who owns and controls a company or trust

What Ratified delivers

Reusable verification certificates with QR sharing (certificate-first; documents shared only with consent)

The Compliance Officer Dashboard, which enables principals and compliance owners to see what’s complete, what’s pending, and what needs review

Ultimate Beneficial Owner (UBO) identification for companies and trusts so you can see who ultimately sits behind the entity

Enhanced Customer Due Diligence (ECDD) triggered only when required for higher-risk customers — such as when dealing with politically exposed persons, sanctions matches, adverse media, complex ownership, or high-risk jurisdictions

Optional ongoing monitoring (subscription feature) that alerts you to relevant changes

AML program automation, generating Risk Assessment and AML/CTF Program PDFs based on your business profile

Training packs including online training with completion tracking stored against your business record

Platform proof

Compliance Officer Dashboard

The dashboard provides a clear overview of activity across your organisation so you can take action where necessary:

Customers grouped by risk category (low, medium, high)

Enhanced Due Diligence cases currently in progress

Politically Exposed Person (PEP) matches

Monitoring subjects and alerts raised

From the dashboard you can drill down into each customer profile: Overview → Structure → Checks → Monitoring → Vault → Audit trail

QR Certificate + Vault

The Ratified certificate confirms verification has been completed. Supporting documents remain private unless access is requested and approved.

Documents are view-only by default

Access is time-limited and can be revoked instantly

All access is logged for audit purposes

Built for Tranche 2 — valuable across regulated industries

Ratified was designed to support businesses preparing for Tranche 2 obligations. It also supports existing regulated industries that need reliable onboarding, monitoring, and record‑keeping processes.

Explore Solutions: Real Estate • Legal • Accounting • Conveyancing • Corporate Services • Financial Services

Trust & infrastructure

Uses trusted government and commercial data sources where appropriate

Privacy-first document sharing — information is stored once and shared only with consent, scope, and expiry controls

Built in Australia with audit-ready activity logs that record key actions for traceability

How It Works

Four steps to verified trust

Our streamlined process takes you from submission to certification in minutes,
not days.

Book a Product Consultation

Make an appointment with one of our Product Specialists to discuss your regulatory requirements, workflows, and pricing model.

Implement Ratified

Our dedicated Tech Team works with you to integrate Ratified into your systems and workflows, including integration options and reporting workflows.

Perform Initial CDD

Begin completing your initial customer due diligence in a seamless, efficient, and cost-effective way.

Maintain Ongoing CDD

Continue meeting your AUSTRAC obligations through structured ongoing due diligence — without added complexity.

Solutions

Built for your industry

From 1 July 2026, AML/CTF obligations will apply to a new group of regulated businesses known as Tranche 2 entities — expanding Australia’s regime to professionals and service providers not previously regulated under AML/CTF laws.

Real Estate Professionals

Compliance workflows for agents, buyer’s agents, property developers, and other professionals involved in brokering sales, purchases, and transfers of real property. Learn more

Conveyancers and Settlement Services

Secure onboarding and verification for conveyancers managing property settlement transactions and client due diligence obligations. Learn more

Legal Practices

Matter-based verification and audit-ready compliance for law firms and legal practitioners captured as reporting entities under the reforms. Learn more

Accounting and Financial Professionals

Integrated compliance workflows for accounting firms, tax agents, and advisers now subject to AML/CTF regulation, with automated identity verification and beneficial ownership detection. Learn more

Dealers in Precious Metals, Stones and Products

Support for businesses buying or selling precious metals, stones, or related products above regulatory transaction thresholds, ensuring consistent AML/CTF compliance. Learn more

Professional and Corporate Service Providers

Help for Trust and Company Service Providers and other consulting or intermediary practices introducing automated verification, ownership tracing, and compliance documentation. Learn more

Pricing

Plans that scale with you

Choose a plan that matches your verification volume. All plans include our core security features.

Starter

For growing businesses starting their verification journey.

Professional

For established businesses needing robust verification at scale.

Enterprise

For organisations requiring maximum security and compliance.

Unlimited verifications
Dedicated infrastructure
24/7 support with SLA
Compliance packages
Unlimited users
Custom integrations
On-premise option

Blog

Latest insights

Trust & ComplianceFeb 2026

Why Digital Verification Is the New Standard for B2B Trust

As businesses move online, traditional verification methods are no longer sufficient. Learn how digital verification is reshaping industry standards.

Industry InsightsFeb 2026

The Future of Identity Verification in Financial Services

From KYC to biometric authentication, explore how the financial sector is embracing next-generation verification technology.

Ready to see the QR certificate and dashboard in action?

Book a demo and we’ll walk you through a real onboarding process, including verification, certificate creation, and QR sharing.

Glossary of terms:

AML = AntiMoney Laundering
CTF = CounterTerrorism Financing
CDD = Customer Due Diligence
ECDD = Enhanced Customer Due Diligence
PEP = Politically Exposed Person
UBO = Ultimate Beneficial Owner

Verified once.Trusted everywhere.